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Sagun Micro Credit – Empowering Your Financial Future

Our Product

Home Our Product

1. Join Group Loan (JGL)

Specially designed for self-help groups and joint borrowers, this product encourages collective responsibility and mutual support among members.

  • Encourages group responsibility
  • Lower credit risk through joint liability
  • Ideal for income-generating activities
  • Promotes financial discipline and inclusion
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Group Lending
Micro Enterprise Loan

2. MSME Loan

Designed for small shop owners, traders, vendors, and service providers to support daily business needs and growth.

  • Quick loan approval
  • Flexible repayment options
  • Minimal documentation
  • Suitable for business expansion, inventory purchase, or working capital
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3. Small Business Loan

Tailored for growing businesses seeking financial support to scale operations and strengthen their market presence.

  • Competitive interest rates
  • Structured repayment plans
  • Supports equipment purchase, renovation, or business growth
  • Transparent terms and conditions
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Small Business Loan
Personal Support Loan

4. Personal Loan

For individuals requiring funds to meet personal or livelihood-related financial needs.

  • Easy eligibility criteria
  • Fast processing
  • Short to medium tenure options
  • No hidden charges
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5. Emergency & Top-up Loan

Designed to address urgent financial requirements during unexpected situations.

  • Faster disbursement
  • Short repayment cycles
  • Simple application process
  • Helpful during medical, seasonal, or business emergencies
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Emergency Credit

Why Our Products Stand Out

Our credit solutions are built around real customer needs with transparency, speed, and responsible lending practices.

Customer-Centric Design

Structured to match customer needs and repayment capacity.

Responsible Lending

Fair assessment methods ensuring sustainable borrowing.

Quick Processing

Minimal documentation with fast approval turnaround.

Regulatory Compliance

Fully aligned with applicable NBFC guidelines.

Financial Inclusion

Extending credit access to underserved communities.